The user’s online identification on Capital One is determined by the Social Security Number that is required as a new account is to be created on Capital One. In some cases, Capital One may also use phone verification as an additional security measure to confirm your identity when you request certain account changes or transactions, such as making a large purchase or transferring funds. For example, when opening a new account, Capital One may ask for your phone number and send you a verification code via text message or call to confirm that you are the person opening the account. ![]() ![]() Capital One may require phone verification as part of the account opening process or for certain account-related activities. In addition to its banking products, the company also offers financial planning and investment services through its Capital One Advisors division.Ī phone number is used for Capital One just to keep a link between the application and the user so that notifications are able to be sent to users with ease. Capital One is known for its innovative use of technology in the financial industry and its customer-friendly approach to banking. It is headquartered in McLean, Virginia and was founded in 1988. Why is a Phone Number Required by Capital One as a New Account is being Created?Ĭapital One is a financial services company that offers a range of products including credit cards, checking and savings accounts, mortgages, and personal loans.
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